Startup Cost Calculator

Estimate how much money you may need to start your business, including setup costs, equipment, marketing, professional fees, and an initial cash buffer.

Enter Your Startup Costs

Registration / Setup Costs ($)

Legal / Accounting Advice ($)

Equipment / Tools ($)

Website / Branding ($)

Initial Marketing ($)

Software / Subscriptions ($)

Stock / Inventory ($)

Insurance ($)

Monthly Operating Costs ($)

Cash Buffer Required (Months)

Startup Cost Estimate

Estimated Total Startup Funding Needed $0

One-Off Startup Costs $0

Operating Cash Buffer $0

Monthly Operating Cost Base $0

Enter your figures and calculate your result.

How to Use This Calculator

This calculator helps estimate the amount of money required before a new business can operate with some basic stability. It separates one-off setup costs from the cash buffer needed to cover early operating expenses.

The cash buffer is important because many businesses do not generate reliable income immediately. Even if sales begin quickly, there may be delays before money is received.

Important: This calculator is a planning guide only. Actual startup costs depend on your industry, structure, risk profile, and how quickly the business begins generating reliable revenue.