Calculators
Business Calculators
Practical tools to help business owners test decisions, understand costs, improve margins, and make better commercial choices before committing money, staff, or time.
Make Better Business Decisions With Real Numbers
Many business decisions are made on instinct, pressure, or incomplete information. These calculators are designed to help you quickly model the numbers behind common business decisions, including hiring, pricing, cash flow, productivity, and growth.
Break-Even Revenue Calculator
Estimate how much revenue your business needs each month before it starts making real profit.
- Fixed costs
- Gross margin
- Owner income target
Can I Afford to Hire?
Work out the real cost of a new employee and the extra revenue needed to justify the hire.
- Wages and super
- Onboarding costs
- Break-even revenue
Pricing and Margin Calculator
Check whether your pricing leaves enough margin after costs, labour, overheads, and GST.
- Cost of goods
- Target margin
- Recommended sell price
Business Runway Calculator
Estimate how long your business can keep operating based on cash reserves and monthly burn.
- Cash on hand
- Monthly expenses
- Revenue assumptions
Cost of Poor Productivity Calculator
Estimate the annual cost of wasted time, rework, poor systems, and avoidable inefficiency.
- Employee numbers
- Average wage cost
- Lost time per day
True Employee Cost Calculator
Calculate the real annual cost of an employee beyond their base wage or salary.
- Superannuation
- Leave loading
- Tools and overheads
Member Tools Will Go Deeper
Public calculators give a useful starting point. Embark members will get access to advanced versions, downloadable worksheets, saved scenarios, implementation guides, and practical recommendations linked to each result.
View Membership OptionsMore Calculators Coming Soon
These tools will expand into a full business decision library covering growth, systems, AI, cash flow, staff performance, and operational risk.
AI Savings Opportunity Calculator
Estimate the potential time and labour savings from automating repetitive administrative work.
Staff Turnover Cost Calculator
Estimate the true cost of replacing employees, including recruitment, training, and lost productivity.
Time Leakage Calculator
Estimate the annual payroll impact of small daily time losses across your workforce.